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Archive for the ‘Fun’ Category

How ATMs work

Wednesday, November 23rd, 2011

The inside of an ATM.

The inside of an ATM.

ATMs perform some pretty sophisticated functions — encrypted confirmation of account balances and access privileges, followed by handing out cash. But at heart they’re fairly simple machines: a computer, a card reader, a safe, and a cash dispenser. The complexity lies mostly in the software and physical security.

If you’ve ever wanted to see what lies inside an ATMs armored case, this “How Stuff Works” video takes you there. The machine they show is a big “through the wall” bank ATM. But non-bank ATMs work similarly — they’re just smaller, hold less cash, and typically open from the front rather than the back.

After watching the video, flip through the other pages in the article. Page 3 describes how ATMs contact the processing network. Page 4 walks you through the parts of the ATM interface.

What most people don’t think about is, “how does the machine make sure it dispenses the right amount of money?” The answer is severalfold: programming that tells the ATM what denominations are in which dispensers, a sensitive bill-mover that makes sure only one bill is dispensed at a time, and an electronic eye that counts the bills as they are dispensed.

Finally, how does the ATM owner get reimbursed for the cash you take out of their machine? Through electronic fund transfers between your bank and theirs.

As you can see, there’s a lot that goes on behind the scenes just so you can have access to cash whenever you need it.

Venice’s singing ATM

Saturday, June 11th, 2011

Some people say making money is an art. Now dispensing money is art, too. An ATM in Venice is getting attention by making noise.

This is no run-of-the-mill A.T.M.  The brainchild of the artist duo Allora & Calzadilla, it is a pipe organ with an A.T.M. embedded in its belly that is computer-programmed to play a tune when a person puts in their PIN number. Even when returning customers use it, no two tunes are alike.

It’s become one of the hottest draws at the Venice Biennale — a once-every-two-years exhibit of art and culture in the Italian city — despite being way at the back of one of the galleries.

It has become quite the hot spot, with lines forming outside the pavilion all day. Theories have even been circulating that the bigger someone’s balance, the more elaborate and longer the composition, something officials at the pavilion hotly deny.

During the first three days of the Biennale’s V.I.P. preview earlier this week, more than 100,000 euros were withdrawn from the machine.  That amount, Lisa Freiman, commissioner of the pavilion said, is three or four times the normal activity of an ATM in Italy, according to BNL, the bank that operates it.

 

More ATM art

Monday, December 27th, 2010

Custom ATM graphics by ATM Network

We recently created some custom graphics for ATMs that will give you an idea of the breadth of possibilities for making your ATM fit your location.

The one on the left was for a high-end bowling alley and lounge in Manhattan. They wanted something that said “bowling” and “classy”. We ended up with a wood-grain design in a dark cherry stain that fits in nicely with their overall image.

The one on the right went into a hip Mexican restaurant in downtown Minneapolis. Their decor tries to evoke the grungier side of Mexico City — lots of concrete and graffiti. So we covered their ATM with concrete-textured graffiti.

As you can see, the only real limit on ATM graphics is your imagination.

ATM art — Asian Dragon

Tuesday, October 12th, 2010

Dragon-themed ATM designed and installed by ATM NetworkDragon-themed ATM designed and installed by ATM Network

For a recent installation at an Asian restaurant in downtown Minneapolis, the owner wanted his ATM to look like part of the decor. We came up with a design that had a dragon wrapping itself around the sides, front and top of the ATM.

Our designs last for years, thanks to durable materials and our detailed installation process. Use it to help your ATM blend in — or use it to help your ATM stand out, either as a marketing tool or even a piece of art.

Georgia Lottery selects ATM Network for lottery promotion

Friday, July 2nd, 2010

Want to win a real ATM filled with cash?

You can…. if you play the Win For Life game run by the Georgia Lottery.

Nonwinning tickets can be entered in a second-chance drawing. On July 31 a grand-prize drawing will be held. The top prize? A real Tranax 1700W ATM, provided by ATM Network and filled with $52,000 in cash.

The ATM itself is worth a couple of thousand dollars, so it’s really a $54,000 payoff. And if you find a location to install it (with free processing from ATM Network), it could be the start of a business.

The promotion is being advertised with full-size cardboard displays (that’s what the picture’s of) in more than 8,000 stores statewide, with the ATM Network logo right in the center.

Who says ATMs can’t be fun?

Tech Tales: The case of the bad protocol

Thursday, June 24th, 2010

Editor’s note: ATM Network technicians have the experience to solve even the thorniest problems, and routinely go above and beyond to do so. This is one such story.

One day the ATM Network service department got a call from a bar and grill in southern Minnesota. Their ATM had suddenly stopped contacting the transaction processor, rendering it useless. When it printed receipts, they said “System unavailable.”

The technician had the owner print out the machine’s electronic journal, which showed that the the ATM was running into “protocol errors”. That usually meant that transactions were getting interrupted in the middle of processing. The most common causes all involve the phone line: too much static, interference from a DSL connection, a shared phone line or (for technical reasons), phone service provided by cable companies.

Further questioning, however, revealed that the bar didn’t have cable TV, much less cable phone service. It didn’t have an Internet connection of any sort, so there wouldn’t be any DSL interference. And the ATM had its own dedicated phone line.

That left static on the line. The tech called the local phone company, which checked its lines and said they were fine. But just in case, they installed a DSL filter to block DSL interference.

A couple of days passed, and the customer called back: the ATM still wasn’t working. In the meantime, the techs had gotten another call from a customer in a neighboring town. He had two machines: One was on an Internet connection, and it was working fine. The other used a phone line, and it was having exactly the same problem as the first customer.

The tech asked which phone company owned the line. It was the same company that served the first customer. This wasn’t unusual: the company serves a large swath of southern Minnesota. The tech called the company and told them a second machine was down. The company checked that line, too: it was fine.

Then a third customer called with the same problem. Different machine, different model – but the same phone company.

The tech thought about it for a little bit, then looked up the phone company’s service area and began calling ATM Network customers in the area. He found four more clients with ATMs that couldn’t communicate with the transaction processor.

He called the phone company for the third time and told them what he found. They still insisted it wasn’t their fault, and suggested it might be ATM Network’s server.

The tech seriously doubted that, but to be sure he called up merchants who had ATMs from competitors that didn’t use our processing network. They, too, reported processing problems.

He called the phone company a fourth time. The company said it couldn’t be their fault, but they’d look into it.

Two days later, everything started working again. The phone company never admitted anything.

ATM dispenses gold instead of cash

Monday, May 17th, 2010

Okay, it’s more of a vending machine than an ATM, but if you don’t like paper currency, this machine is for you:

Abu Dhabi’s Emirates Palace Hotel became the first place outside Germany to install “gold to go, the world’s first gold vending machine,” said a statement from Ex Oriente Lux AG, the German company behind the vending machine.

“In addition to one-gram, five-gram and 10-gram bars of gold, the machine also dispenses gold coins,” it added.

Not only does the machine dispense gold, it’s also gold-plated. But that doesn’t mean it’s low-tech: it constantly monitors the gold markets and adjusts its prices accordingly.

But don’t expect to see one on your street corner anytime soon. The Emirates Palace Hotel is not your normal business location:

The Emirates Palace is often used by visiting foreign dignitaries, and its top floor is reserved for the rulers of the UAE federation’s seven emirates, each of whom has his own suite.

High-end, indeed.

The machines were first installed in some German airports last year.

And talk about security:

“The Gold To Go vending machine will fulfill the same safety standard as an ATM,” said Uwe Heusel, owner of WBA Heusel GmbH. His company used armoring made of special steel, Kevlar and various ceramic materials to harden the vending machine against vandalism or even explosive blasts.

ATM programmer produces iPhone hit

Monday, December 21st, 2009

trism5

A lot of would-be software moguls have tried to strike it big with iPhone apps. A program that finds its way into Apple’s App Store finds a potential audience of millions of users. Developing a hit application can mean serious money.

Just ask Steve Demeter. He had a day job writing ATM software for a large bank. But in his spare time he developed an iPhone game called Trism. And then…. well, let’s let him tell the story.

Demeter created “Trism” in his spare time and pitched it to Apple last spring. The company made the game available for download with the July launch of its App Store, an online provider of applications for its iPods and iPhones.

Priced at $5, “Trism” earned Demeter $250,000 in profits the first two months.

“It’s done phenomenal business,” said Demeter, 29, who lives in the California’s San Francisco Bay area. “I’m very honored that so many people would enjoy my game. I get e-mails from 50-year-old ladies who say, “I don’t play games, but I love Trism.’ That’s the coolest thing.”

Steve Demeter

Steve Demeter

His success didn’t come as easy as it sounds.

Demeter took his shot after attending an iPhone conference in the summer of 2007. He spent months afterward brainstorming, by himself and with friends, about how to create an original game for the device. Once he got the idea for “Trism” in February he spent another four months coding the game on nights and weekends.

So figure nearly a year to conceive and develop the game. But earning $250,000 in two months is apparently a pretty satisfying payback:

Demeter quit his bank job two months ago and has launched a company, Demiforce, to develop more electronic games. Now he has a salaried staff, five games in development and two coming out by Christmas, including a spinoff to “Trism” called “Trismology.”

If you want to know more about Demeter and Trism, Apple has made a documentary about him.

Friday Fun: How not to secure an ATM

Friday, December 18th, 2009

epic-fail-atm-security-fail

Duct tape is an amazing product, but it’s not a recommended method for securing the door covering an ATM cash cassette….

But as a demonstration of how tough it is to steal money from an ATM, the machine in the picture is probably plenty secure. First of all, it appears to be out of order: note the yellow message paper taped to the screen. So there’s probably no money in it anyway. Second, the duct tape is merely securing the outer cabinet door. The actual cash is inside a locked safe inside the cabinet.

The machine is a Wincor Nixdorf model, probably a ProCash 1500XE.

Just in time for the holidays: Toy ATMs

Tuesday, December 1st, 2009

Whether they call it an entertaining twist on a coin bank or a way to teach kids money-management skills, several companies hope their toy ATMs are a hit with holiday shoppers this year.

Zillionz_TouchScreenATMZillions touch-screen ATM toy bank
Basically a high-tech piggy bank, having the look and functions of an actual ATM. The touchscreen can be navigated via the included stylus or a finger, and requires the use of an included ATM card and custom PIN number before any deposit, withdrawal, or balance queries can be attempted. Maximum limit of $999.99. Automatically recognizes both bills and coins, and keeps track of deposits and withdrawals.
 

patm-350aCyberBank ATM
An alternative toy ATM, if you don’t mind that it only works with Australian coins and requires users to key in the value of paper money.
 
 

shocker_atm_bankScreaming ATM
Venturing into truly weird toys, this Japanese ATM — besides only working with Japanese currency — screams “Yeeee!!” every time you put money in it.

buy a hantle atm buy a triton atm buy a nautilus hyosung atm buy an atm sign buy a wireless atm adapter buy an atm security product collect bad checks for free buy a credit card processing service buy an atm wrap or atm graphic buy an atm part buy an atm cabinet buy atm receipt paper